Freedom to Finance Your Dreams
We ignite your financial journey with tailored lending solutions, competitive rates, and personalized service. Let us spark your dreams into reality.
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The Spark Difference
Spark Mortgage was founded in 2014 as a lending company. In 2022, we expanded to become a full-service mortgage brokerage and administration company.
We offer creative lending solutions and investment opportunities. We are always fair and transparent and help people in complex financial situations reach a better place.
A team of highly experienced mortgage professionals
Mortgage financing available across BC & Alberta
Opportunities to invest in private mortgages
What Our Clients Say Headline
Our clients love our transparent approach to mortgages. Their positive experiences show how we’re dedicated to helping you every step of the way!
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Jane Doe
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What We Offer
We are motivated to help others and always be fair and transparent. Our goal is always to help you get to a better financial place.
Explore Services
First Mortgages
We provide flexible first mortgage financing solutions tailored to your unique needs and circumstances.
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Second Mortgages
Our flexible second mortgage options are crafted to suit your specific financial needs and help you quickly reach your goals.
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Third Mortgages
Our third mortgage solutions are designed to offer additional financial support tailored to fit your individual needs and objectives.
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Lines of Credit
We offer Home Equity Line of Credit (HELOC) solutions customized to fit your financial goals and lifestyle, giving you flexible access to funds when needed.
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Reverse Mortgages
Our reverse mortgage solutions are designed to help you access your home equity while enjoying financial freedom and peace of mind.
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Deposit Loans
We offer deposit loan solutions that provide quick access to funds for your down payment, helping you secure your dream property confidently and efficiently.
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Investing in Mortgages
Explore an exciting opportunity to diversify your portfolio by investing directly in Canadian mortgages. Enjoy strong returns with minimal risk, backed by our proven track record. Since our inception, we have successfully funded hundreds of mortgages, ensuring every investor has achieved positive returns. Join us and invest with confidence!
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Bank of Canada Holds Rate at 2.25%: What it Means for You
The Bank of Canada announced on June 10, 2026 that it’s holding its overnight rate at 2.25%. For most Canadians, that news lands somewhere between a sigh of relief and a quiet frustration, depending on where you’re sitting. So let’s break down what actually happened, why the Bank made this call, and what it could…
Talk to Us About Your Mortgage
Our experienced team is ready to offer personalized guidance tailored to your needs. Reach out today to discuss your options and see how we can help you achieve your financial goals!
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