Spark’s Approach
Our approach is simple: we believe in making mortgages accessible, transparent, and tailored to you. With a focus on fairness and practicality, we’re here to provide a streamlined, stress-free experience.
We prioritize your needs with friendly guidance and clear, straightforward solutions. Every step of the process is designed to keep things easy and transparent, so you can feel confident and supported as you move forward.
Accessible, Transparent Process
We believe in making mortgages clear and straightforward, removing stress and complexity.
Client-Centered Approach
Your needs come first, with personalized guidance focusing on fairness and practicality.
Clear, Friendly Support
We offer friendly, straightforward solutions at every step to keep you confident and informed.
Our Process
We simplify the mortgage process in three easy steps. With clear guidance, tailored solutions, and a focus on your needs, we make financing straightforward, fast, and stress-free.
Step 1
Application
The first step is to complete a free, no-obligation application. This helps us understand your financial profile and specific needs, allowing us to make personalized, informed recommendations for your mortgage options.
Apply Online or over the phone
Schedule a Discovery Call
Share your goals so we can customize recommendations
Step 2
Documentation
With our secure document portal, submitting your information is easy and safe. Once we receive all your documents, your file is assigned to an underwriter for review. They’ll notify you promptly if any additional information is needed.
Secure document portal
Dedicated underwriter
Timely notifications if additional information is required
Step 3
Approval
In this step, we work to approve your mortgage efficiently and present the best options. We’re here to make everything clear and straightforward.
Fast, efficient approval process
Step-by-step guidance to keep everything easy to understand.
Customized mortgage options are presented clearly and simply.
What Our Clients Say Headline
Our clients love our transparent approach to mortgages. Their positive experiences show how we’re dedicated to helping you every step of the way!
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“I’ve used Ryan’s services both personally and professionally and he and his team have provided excellent, attentive service and products every time. Recommended for your financing needs, and especially for your less than conventional deals!”
Shannon M.
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“We have worked with Ryan and his team twice for both of our home purchases. He was thorough with answering our questions, timely in his communication, and helped us get a great rate on our recent purchase.”
Erin W.
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“Truly, the best possible mortgage experience that I could have. Both Ryan and Allison were incredibly responsive and were able to move on the opportunities much faster than a bank could have. They are both highly intelligent people and I strongly recommend their services.”
Aaron P.
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“We’ve just had our second mortgage placed by Ryan and Scott, and could not recommend their services highly enough. Although the rates they have managed to leverage on our behalf have been excellent (and will be the primary focus of many clients), there is substantial value in the time that they take to explain the process, educate us as to why we are going to place with a specific lender and keeps on top of all offers and incentives that are available. Response time to questions matches the quality of their responses is absolutely outstanding. You’ll have absolutely no regrets in engaging Ryan for your mortgage application/renewal.”
Matthew E.
Talk to Us About Your Mortgage
Our experienced team is ready to offer personalized guidance tailored to your needs. Reach out today to discuss your options and see how we can help you achieve your financial goals!
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